#SAFE AUTO INSURANCE AZ DRIVERS#
#SAFE AUTO INSURANCE AZ DRIVER#
#SAFE AUTO INSURANCE AZ LICENSE#

This coverage is not available in all states. If you have a vehicle that qualifies you can buy Safe Auto roadside assistance coverage.

#SAFE AUTO INSURANCE AZ DRIVERS#

SR-22s are not available through all insurers, but Safe Auto provides SR-22 form documentation for drivers who need it.

#SAFE AUTO INSURANCE AZ LICENSE#

Have had their license revoked or suspended.

Fail to pay court-ordered child support.

Have multiple traffic offenses, including receiving too many tickets over a short period.

Are responsible for an at-fault crash while driving without insurance.

Are charged with a DUI, DWI, or reckless driving infraction.

#SAFE AUTO INSURANCE AZ DRIVER#

High-risk car insurance through Safe Auto is designed for drivers who have one or more of the following infractions on their driving records:Īn SR-22, also known as an FR-44 in some states, is a form submitted by an insurance company to the state to show that a driver meets the minimum auto insurance requirements set by law.ĭrivers may have to get an SR-22 form if they: Some drivers may even find it difficult to find coverage at all. Related: The main types of car insurance Safe Auto high-risk car insuranceĭrivers who have a poor driving record may be considered “high-risk” and therefore have trouble securing affordable coverage. MedPay is required in a few states and not available in others. It also covers you if you’re injured as a pedestrian or a passenger in another vehicle.

Medical payments coverage, also known as MedPay, covers your medical expenses if you or your passengers sustain injuries in an accident, regardless of who caused the accident.

Uninsured motorist coverage is required in some states.

Uninsured motorist coverage and underinsured motorist coverage pay for medical bills and other expenses for you and your passengers if you’re in an accident and the at-fault driver does not have enough, or any, insurance. Like collision coverage, comprehensive coverage is optional, though you likely have to buy it if you finance your vehicle. This type of coverage also reimburses you if your car is stolen or if you accidentally hit an animal, like a deer, while driving. It also covers damages sustained from a hit and run or if you roll your vehicle.Ĭollision coverage is optional, although your lender may require you to carry it if you have a car loan.Ĭomprehensive coverage pays for non-crash-related damage, such as damage caused by fire, flood, hail, natural disasters, falling objects like tree branches and vandalism.

Property damage coverage pays for the repair or replacement of someone else’s property when you’re at fault, like their vehicle or a fence you crashed into.Ĭollision coverage pays for damage to your vehicle when it “collides” with another car or object, like a pole or guardrail.

It can also cover your legal defense as well as judgments and settlements if you’re sued after an accident.

Bodily injury covers costs associated with injuries, including medical bills, loss of income and funeral expenses.

Liability car insurance policies include two types of coverage: bodily injury and property damage. Liability insurance is mandatory in nearly every state and pays for the accident-related costs of others when you’re at fault for an accident. Safe Auto offers standard coverage that’s required to meet state minimum auto insurance laws as well as additional coverage for those who want it.

Safe auto insurance az